From the shores of Halifax in Nova Scotia comes Lloyd’s Money, a band who’s been carrying the torch for surf rock in the modern age. Built on chaos and camaraderie, whether crashing through your headphones or tearing it up on stage, their live shows have become synonymous with sweaty, euphoric abandon; jumping, screaming and moshpit madness that somehow manages to stay laid back. It’s that paradox of surf rock cool colliding with punk rock energy that’s made them such a hit with fans over the years.
Lloyd’s Money first started bottling their noise in 2022 when they released their debut Low Balance EP. Recorded in basement setups that prized DIY edge over slick production shine, it was a compelling statement of intent and a declaration that they were here to bring surf rock energy to their corner of Canada. Then two singles followed before their first full-length record, LIP BOMB, landed the next year to deliver the most complete snapshot of their sound.
Now they’re stepping up a gear with their first professional outing, bringing us their brand new EP, aptly titled The Dawn. With their earlier material carrying the charm of spontaneity, The Dawn represents a band that’s figured out how to channel their energy into something more intentional. They spent time refining their songwriting, working with local producers whose albums they admired and the results are spectacular, offering a record that balances surf rock vibes with a sharper indie rock bite without losing the livewire energy that first drew people in.
Kicked off with a rework of their first single, “Your Steps II” recounts a tale of being romantically entangled with someone in a small city only to often be running into them after the relationship ends. Framed in a lively pop punk setting, the track builds from a stripped back intro of hazy guitar tones and smooth vocal leads to a charging, uptempo outing propelled by splashing drums, bright layers of guitar with dancing leads and impassioned vocal performance spinning instantly catchy melodic leads throughout.
“Radio” launches into a brisk pop-focused rock scene where intricate lead guitar flickers and driving rhythms give way to bouncy vocal leads peppered with crowd style bursts of backing vocals. Cut with superb lead guitar work and wrapped in a potent hundred second dose of pure sonic intensity, it’s an epic track that perfectly capture the band’s memorable songwriting and raucous energy.
Tracks like “Seahorse Girl” bring jubilant pop rock vibes where infectious vocal hooks, rolling drums and surf rock guitars collide to deliver an ode to the woman who lift the music scene with their buoyant presence at live shows. “Flowers” starts with soft, muted guitar notes and gentle vocals before slipping into a breezy indie rock jam full of fluttering lead guitar licks and anthemic choruses.
Following the delicate piano tones and soothing string lines on the brief “Jo’s Interlude,” the EP closes with its namesake track, “The Dawn,” a dramatic ballad that surges with a weight far beyond the band’s earlier basement recordings. Crystallising the band’s shift in sonic vision, it captures their sound in a stunning arrangement that glides with laid back rhythms, passages of emotive vocals and a thrilling guitar-solo finale to offer a superb conclusion to the band’s incredible new EP.
Listen to The Dawn below
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